ONY
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Your finances, productivity, and security

ONY is your personal command center. Track expenses, save more, organize your day, protect your passwords, and manage your vehicles — all with artificial intelligence.

See how it works
B
C
M
A
L

+2,000 active users

my.ony.wtf/dashboard

Total Balance

$24,521

+8.2%

Monthly Savings

$1,841

+12%

Budget

67%

On track

Investments

$8.200.000

+4.1%
Annual trend
IncomeExpenses

Recent transactions

Salary

Income

+$3.800.000

Netflix

Subscriptions

-$42.000

Rappi

Food

-$87.000

Investment

Portfolio

+$250.000

Powered by world-class technology

OpenAI
Google Cloud
ElevenLabs
WhatsApp Business
Telegram
Next.js
OpenAI
Google Cloud
ElevenLabs
WhatsApp Business
Telegram
Next.js
Features

Everythingyouneedinoneplace

From your finances to your productivity, through digital security and vehicles.

Netflix
-$42.000
Salario
+$3.800.000
Mercado
-$128.000
Inversión
+$250.000

Total financial control

Track every transaction with smart categories and multi-currency support. Receipt OCR, category budgets, and AI-powered predictions keep you in control of where your money goes.

Smart categoriesMulti-currencyReceipt OCRAI predictions
¿Cuánto gasté en comida este mes?
$340.000 · 18% más que el mes pasado
Agrega ingreso de $500.000
Guardado. Saldo total: $4.250.000

Multi-channel AI assistant

Chat with ONY on app, WhatsApp, or Telegram using plain language. Query expenses, log income, set reminders, and manage your finances with simple text or voice messages.

Natural languageWhatsApp & TelegramVoice to textInstant actions

Gmail

juan@gmail.com

Netflix

••••••••••

Banco

••••••••••

AES-256-GCM

Encrypted vault

Save and autofill passwords with end-to-end AES-256-GCM encryption. Includes an emergency PIN for quick access, change audit trail, and a full access history log.

AES-256-GCMEmergency PINAutofillAccess audit
Hoy
25:00
Revisar presupuesto Q2
Reunión con clientes
Informe mensual
Plan de ahorro 2026
Racha: 7 días

Total productivity

Organize tasks with a Pomodoro timer and Kanban boards. Track habits with daily streaks and sync your calendar with Google and Microsoft so you never miss an appointment.

PomodoroKanbanHabit streaksSynced calendar

Mi Toyota

BZF-123 · 2020

SOAT 2026
Tecnomecánica
Póliza todo riesgo

Vehicle management

Centralize insurance, inspection, fines, and expenses for every vehicle. Automatic expiry alerts so an expired document never catches you off guard.

Insurance & DocsMaintenance logExpenses & FinesExpiry alerts
Web
Móvil
WhatsApp
Telegram
Sincronizado en tiempo real

Multi-platform

Access from the web, mobile app, WhatsApp, or Telegram — wherever you are. Everything synced in real time with offline support and push notifications included.

Native mobile appWhatsApp & TelegramOffline PWAPush notifications
Artificial Intelligence

Yourfinancialassistant, always available

Talk to ONY like you would a personal financial expert. It understands natural language, executes actions, and learns from your patterns.

Natural language, no commands

Write or speak naturally. "How much did I spend on Netflix this year?" is all you need.

Instant actions

Log expenses, create budgets, schedule reminders and more — all with a simple text or voice message.

Available on all your channels

Web app, mobile, WhatsApp, or Telegram. The same intelligent assistant wherever you are.

Analysis and predictions

ONY analyzes your spending patterns and sends proactive alerts before you exceed your budget.

Disponible en:Web AppWhatsAppTelegramVoz
Try the assistant free

98%

Precisión IA

<1s

Tiempo de respuesta

ONY Assistant
en línea
Pregúntame cualquier cosa...

98%

Response accuracy

<1s

Response time

4

Available channels

24/7

Availability

How it works

Startinminutes

No spreadsheets, no manual entries. Just connect and let ONY do the work.

1

Create your account

Sign up free in under 30 seconds. No credit card required.

2

Connect your sources

Link your bank, Google Calendar, or simply start logging manually.

3

Let the AI work

ONY categorizes, analyzes, and gives you insights automatically so you can make better decisions.

Ready in less than 2 minutes — no credit card required

Security

Yourdata,shieldedwiththebesttechnology

We use the same encryption standard as international banking. Your passwords and financial data never leave your control.

AES-256-GCM
Zero-Knowledge
End-to-End
HTTPS TLS 1.3

AES-256-GCM Encryption

The industry gold standard. Every password is encrypted with a unique key before storage. Not even we can see it.

Emergency PIN

Quick access with biometrics or PIN. If you lose your device, access is automatically locked.

Full audit trail

Immutable record of every access, change, and login. Know exactly who, when, and from where.

Zero-knowledge

Zero-knowledge architecture. Your data is encrypted on your device before transmission. We never see it.

Applied standards and technologies:AES-256-GCMTLS 1.3HTTPS StrictCORS PolicyJWT RS256bcrypt saltedOWASP Top 10

Plansthatgrowwithyou

Start free, upgrade when you need it. No hidden fees.

MonthlyAnnual

Free

$0/mo

Perfect to get started

  • 1 bank account
  • Last 30 days of history
  • 3 basic budgets
  • Mobile app
  • AI assistant (5 queries/day)

Basic

$9/mo

For those who want more control

  • 3 bank accounts
  • 12 months of history
  • Unlimited budgets
  • Savings goals
  • Payment reminders
Most popular

Pro

$29/mo

The complete experience

  • Unlimited accounts
  • Full history
  • Unlimited AI + predictions
  • Investment portfolio
  • Custom reports

Business

$79/mo

For teams and businesses

  • Everything in Pro
  • Up to 10 members
  • Enterprise integration
  • Expense reimbursement
  • Accounting export
Multi-platform

Whereveryouare, ONY is with you

One account, four platforms. Your information synced in real time no matter where you access from.

Active users in real time

Web Application

Connected

Full dashboard accessible from any browser. No installation required, always up to date.

Mobile App

Connected

Native app for Android and iOS with offline support, biometrics, and push notifications.

WhatsApp Business

Connected

Log expenses, check balances, and chat with your AI assistant directly from WhatsApp.

Telegram Bot

Connected

Commands, alerts, and AI assistant access from Telegram. Perfect for notifications.

Changes synced in under 500ms across all platforms.

4

Active platforms

<500ms

Sync latency

99.9%

Guaranteed uptime

24/7

Availability

Realpeople,realresults

Thousands of people already use ONY to take control of their finances and productivity.

0+

features

0

platforms

0/7

AI assistant

AES-0

encryption

  • I used to use 3 different apps. Now with ONY I have everything in one place: expenses, tasks, and passwords. It's saved me hours every week.

    Carolina M.Freelance designer · Bogotá
  • The AI assistant is incredible. I tell it via WhatsApp 'log 50k for groceries' and done. It's like having a personal accountant 24/7.

    Andrés P.Software engineer · Medellín
  • The encrypted vault gives me a peace of mind I didn't have before. The emergency PIN is brilliant — I truly feel protected.

    Valentina R.Product Manager · Mexico City
  • I use ONY for my business and personal finances. The tax reports saved me a fortune with my accountant.

    Santiago O.Entrepreneur · Buenos Aires
  • The habit streak system has helped me be more consistent with my goals. And the calendar syncs perfectly with Google.

    María José B.Doctor · Lima
  • Managing my 2 vehicles was chaos. With ONY I get document expiry alerts and never forget insurance renewals.

    Diego H.Business administrator · Santiago

Takecontroltoday

Join the people who already transformed their financial life with ONY. Free to start — forever.

See pricing
No credit card · Free forever · Cancel anytime