The operating system for your life
5 integrated modules. One login. Everything you need to control your finances, productivity, digital security, and vehicles — powered by artificial intelligence.
15+
features
6
platforms
AES-256
encryption
24/7
AI assistant
99.9%
uptime
360° financial control
From tracking every transaction to AI-powered cash flow predictions. Multi-currency, receipt OCR, CSV import, and automatic tax reports.
Multi-currency & multi-account
Manage accounts in USD, EUR, COP, crypto, and more from a unified dashboard with automatic conversion.
Receipt OCR scanning
Photograph any invoice and automatically extract amount, date, merchant, and category in seconds.
Collaborative savings goals
Create individual or shared goals. Deposit progressively and visualize progress with real-time charts.
Debt management
Track loans and debts, calculate interest, and chart your path to financial freedom.
Investment portfolio
Monitor ROI, cumulative returns, and diversification. Complete history for each position.
Bank CSV import
Import statements from any bank. ONY automatically classifies each transaction with AI.
Saldo Total
$24.521.000
Ingresos
$5.200.000
Gastos
$2.840.000
Ahorro
$1.841.000
Gastos por categoría
Movimientos recientes
Maximum productivity, minimum friction
A complete system combining tasks, Kanban projects, habits, and synced calendar in a workflow designed to get more done with less effort.
My Day — Smart planner
Every morning ONY suggests the 3 most important tasks based on priority, deadlines, and workload.
Tasks with Pomodoro
Built-in Pomodoro timer, subtasks, color labels, and real-time time tracking per task.
Kanban projects
Boards with customizable columns, drag-and-drop, and real-time progress tracking.
Habits with streaks & heatmap
Create daily or weekly habits, maintain streaks, and visualize your consistency with annual heat maps.
Calendar with Google & Outlook
Two-way sync with Google Calendar and Microsoft Outlook. Never miss a meeting.
Public scheduling like Calendly
Share your availability with a public link. Enable payments for consulting sessions.
Lunes, 7 abril 2026
Buenos días
Proyecto Q2 Finanzas
Por hacer
En progreso
Listo
Hábitos esta semana
Your personal financial assistant 24/7
ONY AI understands natural language via chat, WhatsApp, and Telegram. Log expenses, check balances, and get personalized predictions just by sending a message.
Chat, WhatsApp & Telegram
Access ONY from the platform you already use. The assistant remembers your context across all channels.
Log by voice or text
"Spent $50 on gas" — ONY records, categorizes, and confirms in seconds without opening the app.
Natural language queries
"How much did I spend on restaurants this month?" — instant answers with real data from your account.
Predictions & AI advice
Cash flow projections at 30, 60, and 90 days with personalized savings recommendations.
Proactive alerts
ONY detects unusual spending, duplicate subscriptions, and at-risk goals before it's too late.
Contextual memory
The assistant learns your habits, remembers your preferences, and improves with every conversation.
Your personal safe
Military-grade AES-256-GCM encryption for your passwords, financial data, and private documents. Designed to protect you even under coercion.
AES-256-GCM encryption
Every stored item is protected with the same standard used by the world's most secure banks.
Emergency PIN (duress)
Under duress, activate a secondary PIN that opens a decoy vault and silently alerts your trusted contacts.
11 vault categories
Passwords, credit cards, bank data, documents, WiFi, identities, secure notes, and more.
Security audit
Detect weak, reused, or compromised passwords from known data breaches (HIBP).
Temporary encrypted sharing
Share credentials with an auto-expiring link. Never share passwords in plain text again.
Access history
Full log of every vault access. Real-time alert when accessed from a new device.
Contraseñas (4)
Salud 87%Bancolombia
user@email.com
Netflix
correo@email.com
Gmail corporativo
empresa@gmail.com
Visa Gold ···· 4521
CVV en bóveda
Your fleet always under control
Manage any vehicle — from motorcycles to trucks — with document alerts, complete maintenance history, and full expense control.
Multi-vehicle
Add all your vehicles — car, motorcycle, bicycle. Each with its own independent history.
Document alerts
Advance notifications for insurance expiry, technical inspection, and driver's license renewal.
Maintenance history
Log oil changes, tires, brakes, and any service with date, mileage, and cost.
Expenses per vehicle
Gas, parking, fines, insurance — all expenses grouped and charted per vehicle.
Fine lookup
Check pending fines directly in the app, without navigating government websites.
VIN / plate decoder
Decode the VIN or plate and get full technical specs, year, engine, and official configuration.
Toyota Corolla
ABC-123 · 2021
Km actuales
38.240 km
Gasto mensual
$420.000
Honda CB300R
XYZ-789 · 2022
Km actuales
12.100 km
Gasto mensual
$180.000
Infrastructure
Built with world-class technology
Modern, scalable, and audited architecture. Every component chosen to give you the best experience with maximum security.
99.9%
Guaranteed uptime
AES-256-GCM
Encryption
JWT + 2FA
Authentication
<200ms
API response time
Daily
Backups
6
Platforms
Cross-Platform
On all your favorite platforms
Web, mobile app (Android & iOS), WhatsApp, and Telegram. Your data always synced in real time, no matter where you access from.
Web App
ony.wtf — always up to date, no installation needed
Mobile Android & iOS
Native app with biometrics and offline mode
Log expenses and check balances right from WhatsApp
Telegram
Full bot with commands and AI-powered responses
All-in-one platform
Ready to take control?
Start free today. No credit card required. No time limit on the free plan.